:root{
  --navy:#082b5f;--navy2:#10264d;--gold:#d69a14;--gold2:#e2ad31;--green:#15934d;
  --ink:#172745;--muted:#66748d;--line:#e7ebf2;--soft:#f7f9fc;--white:#fff;
  --shadow:0 18px 48px rgba(10,31,66,.08);--shadow2:0 24px 70px rgba(10,31,66,.10);
  --serif:'Cormorant Garamond',Georgia,serif;--sans:'Inter',system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--sans);color:var(--ink);background:#fff;line-height:1.6;font-size:15px}a{text-decoration:none;color:inherit}.container{width:min(1260px,calc(100% - 96px));margin-inline:auto}
.site-header{background:rgba(255,255,255,.98);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50;backdrop-filter:blur(12px)}.nav-wrap{height:96px;display:flex;align-items:center;justify-content:space-between;gap:38px}.brand{display:inline-flex;flex-direction:column;line-height:1;min-width:210px}.brand-main{font-family:var(--serif);font-size:43px;font-weight:700;letter-spacing:-1.2px;color:var(--navy2)}.brand-main span{color:var(--gold)}.brand-sub{font-size:13px;letter-spacing:10px;font-weight:800;color:var(--navy2);margin-left:4px;margin-top:3px}.nav-menu{display:flex;align-items:center;gap:40px;font-size:14px;font-weight:700;color:var(--navy2)}.nav-menu>a:not(.btn){position:relative;padding:38px 0}.nav-menu>a.active:after,.nav-menu>a:not(.btn):hover:after{content:"";position:absolute;left:50%;bottom:25px;width:36px;height:3px;background:var(--gold);transform:translateX(-50%);border-radius:999px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:10px;padding:15px 25px;font-weight:800;border:0;cursor:pointer;line-height:1}.btn-gold{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#fff;box-shadow:0 12px 24px rgba(214,154,20,.25)}.btn-outline{border:1px solid var(--line);color:var(--navy);background:#fff}.nav-toggle{display:none;background:none;border:0;font-size:28px;color:var(--navy)}
.hero{position:relative;overflow:hidden;background:linear-gradient(90deg,#fff 0%,#fff 33%,rgba(255,255,255,.87) 47%,rgba(255,255,255,.58) 63%,rgba(255,255,255,.12) 100%),linear-gradient(135deg,#eef5fb 0%,#fff 42%,#f6f9fd 100%);border-bottom:1px solid var(--line)}.hero:after{content:"";position:absolute;right:0;top:0;width:62%;height:100%;background:url('../img/kl-office.svg') center right/cover no-repeat;opacity:.82;z-index:0}.hero .container{position:relative;z-index:1;min-height:520px;display:flex;align-items:center}.hero-copy{max-width:650px;padding:72px 0}.hero h1{font-family:var(--serif);font-size:74px;line-height:.98;margin:0 0 26px;color:var(--navy2);letter-spacing:-1.1px}.gold-word{color:var(--gold)}.hero p{font-size:17px;max-width:610px;font-weight:500;margin:0 0 15px}.hero .btn{margin-top:20px;min-width:255px;height:58px}
.section{padding:66px 0}.section-tight{padding:46px 0 64px}.title{font-family:var(--serif);font-size:39px;line-height:1.05;margin:0 0 26px;color:var(--navy2);letter-spacing:-.3px}.center{text-align:center}.underline:after{content:"";display:block;width:42px;height:3px;background:var(--gold);margin:14px auto 0;border-radius:999px}.home-panel-section{padding-top:38px}.home-intro{display:grid;grid-template-columns:1.02fr .95fr 1.35fr;gap:28px;align-items:start}.intro-copy{padding-top:8px}.intro-copy p{max-width:360px;margin:0 0 21px}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px;box-shadow:var(--shadow)}.card h3{font-family:var(--serif);font-size:27px;line-height:1.05;margin:0 0 17px;color:var(--navy2)}.why-card{min-height:330px}.check-list{list-style:none;margin:0;padding:0}.check-list li{display:flex;gap:12px;margin:13px 0;color:#31405c}.check-list li:before{content:"✓";color:var(--gold);font-weight:900;line-height:1.2}.advisor-card{min-height:330px}.advisor-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:20px}.advisor{text-align:center}.advisor-photo{height:170px;border-radius:11px;background:linear-gradient(180deg,#eef2f7,#fff);display:flex;align-items:flex-end;justify-content:center;overflow:hidden;margin-bottom:8px}.advisor-photo img{width:100%;height:100%;object-fit:cover;object-position:center top;display:block}.advisor h3{font-family:var(--serif);font-size:25px;line-height:.9;margin:8px 0 4px}.advisor small{display:block;color:var(--gold);font-size:11px;font-weight:800;line-height:1.25}.advisor p{font-size:12px;margin:10px 0 0;line-height:1.45}.solutions-section{padding-top:58px}.solutions{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.solutions .card{min-height:245px}.icon{width:61px;height:61px;border-radius:8px;background:var(--navy);display:grid;place-items:center;color:white;font-size:29px;margin-bottom:20px}.icon.green{background:var(--green)}.icon.gold{background:var(--gold)}.card strong{display:block;font-size:13px;color:var(--navy2);margin-top:-5px}.card p{color:#33425d}.link-more{display:inline-flex;gap:12px;color:var(--navy);font-weight:800;margin-top:8px}
.page-hero{background:linear-gradient(90deg,#fff 0%,rgba(255,255,255,.86) 52%,rgba(255,255,255,.48)),linear-gradient(135deg,#f4f7fb,#fff);border-bottom:1px solid var(--line);position:relative;overflow:hidden}.page-hero:after{content:"";position:absolute;right:0;top:0;width:43%;height:100%;background:url('../img/kl-office.svg') center right/cover no-repeat;opacity:.42}.page-hero .container{position:relative;z-index:1;min-height:185px;display:flex;flex-direction:column;justify-content:center}.page-hero h1{font-family:var(--serif);font-size:60px;line-height:1;margin:0;color:var(--navy2)}.breadcrumb{color:var(--muted);font-weight:600;margin-top:13px}.subhead{max-width:760px;margin:18px auto 0;color:var(--muted);font-weight:600}.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.price{font-size:29px;font-weight:800;color:var(--navy2);margin:10px 0 0}.serve-row,.why-row{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;align-items:stretch}.mini{text-align:center;padding:20px 14px;border-right:1px solid var(--line)}.mini:last-child{border-right:0}.mini-icon{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:#f2f5fa;color:var(--navy);font-size:25px;margin:0 auto 12px}.approach{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;text-align:center}.step-num{width:42px;height:42px;border:1px solid #e5c77e;border-radius:50%;display:grid;place-items:center;color:var(--gold);font-weight:800;margin:0 auto 18px;background:#fff}.cta-band{background:linear-gradient(135deg,var(--navy),#06214a);color:white;border-radius:14px;padding:46px 54px;display:flex;align-items:center;justify-content:space-between;gap:30px;overflow:hidden}.cta-band.light{background:#f5f8fc;color:var(--ink);border:1px solid var(--line)}.cta-band h2{font-family:var(--serif);font-size:38px;margin:0 0 8px}.contact-grid{display:grid;grid-template-columns:.85fr 1.45fr;gap:28px}.contact-list{display:grid;gap:14px}.contact-item{display:flex;gap:22px;align-items:center}.contact-item .mini-icon{margin:0;background:var(--navy);color:var(--gold);font-size:29px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-grid .full{grid-column:1/-1}input,select,textarea{width:100%;border:1px solid var(--line);border-radius:8px;padding:16px 15px;font:inherit;color:var(--ink);background:#fff}textarea{min-height:130px;resize:vertical}.form-status{padding:13px 16px;border-radius:8px;margin-bottom:16px;font-weight:700}.success{background:#eef9f1;color:#117136}.error{background:#fff0f0;color:#ad2626}.form-note{margin:8px auto 20px;color:var(--muted);font-weight:600;max-width:520px}.form-grid input[type="date"]{color:var(--ink)}
.site-footer{border-top:1px solid var(--line);background:#fbfcfe;padding:42px 0}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:44px}.footer-grid h4{font-family:var(--serif);font-size:21px;margin:0 0 12px;color:var(--navy2)}.footer-grid a{display:block;margin:8px 0;color:var(--ink)}.footer-grid p{color:var(--muted);font-size:14px}.footer-brand .brand-main{font-size:36px}.footer-brand .brand-sub{font-size:11px;letter-spacing:8px}.socials{display:flex;gap:8px}.socials span{width:29px;height:29px;border-radius:5px;background:var(--navy);color:white;display:grid;place-items:center;font-weight:800;font-size:12px}
@media(max-width:1020px){.container{width:min(100% - 40px,1260px)}.nav-toggle{display:block}.nav-menu{position:absolute;top:96px;left:0;right:0;background:white;border-bottom:1px solid var(--line);padding:18px 20px;display:none;flex-direction:column;gap:10px;align-items:stretch}.nav-menu.open{display:flex}.nav-menu>a:not(.btn){padding:10px 0}.nav-menu>a.active:after,.nav-menu>a:not(.btn):hover:after{display:none}.home-intro,.solutions,.plans,.contact-grid,.footer-grid{grid-template-columns:1fr}.intro-copy p{max-width:none}.serve-row,.why-row,.approach{grid-template-columns:1fr 1fr}.mini{border-right:0}.hero:after{opacity:.23;width:100%}.hero h1{font-size:56px}.hero .container{min-height:auto}.hero-copy{padding:60px 0}.cta-band{flex-direction:column;align-items:flex-start;padding:34px 26px}.form-grid{grid-template-columns:1fr}.brand-main{font-size:35px}.brand-sub{letter-spacing:7px}.nav-wrap{height:84px}.nav-menu{top:84px}}
@media(max-width:560px){.container{width:min(100% - 28px,1260px)}.hero h1{font-size:44px}.page-hero h1{font-size:44px}.title{font-size:32px}.serve-row,.why-row,.approach,.advisor-grid{grid-template-columns:1fr}.section{padding:44px 0}.hero-copy{padding:54px 0}.card{padding:22px}.cta-band h2{font-size:31px}.brand{min-width:auto}.hero .btn{min-width:0;width:100%}}

.payment-box {
  margin: 22px 0;
  padding: 22px;
  border-radius: 18px;
  background: #f8fafc;
  border: 1px solid #e7edf3;
}

.payment-box h3 {
  margin: 0 0 8px;
  color: #082b5f;
  font-size: 20px;
}

.payment-box p {
  margin-bottom: 16px;
}

.qr-box {
  width: 220px;
  max-width: 100%;
  padding: 14px;
  border-radius: 16px;
  background: #ffffff;
  border: 1px solid #e7edf3;
  margin-bottom: 16px;
}

.qr-box img {
  width: 100%;
  height: auto;
  display: block;
}

.payment-box label {
  display: block;
  margin-bottom: 8px;
  font-weight: 700;
  color: #082b5f;
}

.payment-box input[type="file"] {
  width: 100%;
  padding: 14px;
  border-radius: 12px;
  border: 1px solid #d9e1ea;
  background: #ffffff;
}

.payment-box small {
  display: block;
  margin-top: 8px;
  color: #667085;
}

.form-alert {
  margin: 18px 0;
  padding: 16px 20px;
  border-radius: 12px;
  font-weight: 700;
  font-size: 16px;
}

.form-alert.success {
  background: #e8f7ec;
  color: #047333;
  border: 1px solid #bfe8cb;
}

.form-alert.error {
  background: #fff0f0;
  color: #9b1c1c;
  border: 1px solid #f2b8b8;
}